Supplemental Health Coverage is designed to cover those indirect costs associated with illness or injury. Indirect costs include lost wages, out of pocket expenses, living expenses and travel costs. At the time of an illness or accident, the loss of income and additional expenses that arise can be devastating.
Our products pay benefits directly to the policy holder and take care of those unexpected expenses. We help our clients maintain their lifestyle when they experience a serious illness or injury.
Our policies contain a Return of Premium Benefit that allows you to receive a return of all premiums (see policy for specific time period) if you do not have a claim.